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Health Insurer Liens after a Personal Injury
Posted On : Jan-25-2012 | seen (135) times | Article Word Count : 543 |

This article gives information regarding the medical lien issues after a personal injury. Personal injury clients often need money immediately to pay for medical costs. Unfortunately Cheap Men's Air Max 97 KPU TPU White Black Grey , it takes time for a Rhode Island personal injury attorney to secure financial recovery for you. Health insurance companies or other sources may provide you with short-term funding to cover your immediate health care costs. In return for this money, the contributor may require you to sign an agreement creating a lien on your future financial recovery. This medical or health insurance lien creates a responsibility for the victim of a personal injury to repay money they were lent for medical expenses once their attorney secures a recovery.

While a medical lien holder may demand repayment of a medical lien from your entire settlement, they may not be entitled to it. There are rules in place to protect victims from being victimized by entities that lend money for emergency medical expenses in return for reimbursement once the personal injury claim is settled. Since different rules apply for Medicare and ERISA liens than for regular health insurer liens Cheap Men's Air Max 97 KPU TPU Dark Blue White , this article's general discussion does not cover these kinds of liens.

Medical lien holders may only be entitled to part of your injury settlement. Personal injury settlements do not only compensate medical costs. These settlements may include payment for other injuries such as lost wages, pain and suffering, and punitive damages as well as medical costs. A medical lien holder may only receive payment for the portion of your settlement earmarked for medical expenses.

The amount of money payable to a medical lien holder may be further reduced based on certain circumstances. Your payment could be reduced based upon a finding of comparative negligence. Such a reduction would be applied to the proportion of money you would receive for medical expenses Cheap Men's Air Max 97 Gold Yellow Black , which would in turn reduce the amount of money required to pay a health insurer lien. An attorney's fees may also reduce health insurer liens. A medical lien may not exceed 13 of the entire personal injury payment if a Rhode Island personal injury lawyer is involved. If a lawyer is not involved, a medical lien may recover up to 12 the entire personal injury payment.

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